What is Uninsured or Underinsured Motorist Coverage?

"So, what happens if you're involved in a car crash and someone hits you?

And if the person who hit you has no insurance or has little insurance, there's something that you can do right now to protect yourself called underinsured motorist coverage or uninsured motorist coverage so that if someone hits you and if they have no insurance or little insurance, you can then make a claim against your own insurance to then seek protection for yourself and anyone else that's in your car. I'm going to do some other videos about that, but I just wanted to post this now to start the conversation so that you can start to learn how to do this. It's very important."