How $10 Could Get You $1 Million Instead Of $0

"If someone crashes into you and if they have no insurance or if they have bad insurance and if you're trying to make a claim against their insurance, you may be capped at either they have no insurance, no money. Good luck trying to get personal money out of them or the lowest amount of insurance people need to have to drive in California is $30,000.

Well, if you broke your neck, they're going to pay you $30,000 and then that's going to be it. So, that's why it can be so important to then get your own underinsured motorist coverage or uninsured motorist coverage. So, if they hit you, they have a $30,000 policy. We can collect that and then you can make a claim against your own insurance for whatever amount of policy that would be. I have a million dollars for my my partner and myself.

And people think that insuranceances can be so expensive. Many times it is not that much more expensive. They go from 30,000 UIM, which is basically nothing, to a million dollars UIM.

Like I did it one time with a buddy and it was like ended up being like I don't know 10 to 20 bucks a month more that he had to pay to get a substantial amount of um coverage for himself. So you may want to look into that."