What Happens If You Reject the Insurance Company’s Final Settlement Offer?

What happens when you refuse the final offer from the insurance company? Well, hopefully you're not negotiating with the insurance company. Number one, when your lawyer gets the final offer from the insurance company, the question is: is that really the final offer, or is this just negotiation — some kind of chicken game? If you say no, well, then we don't have a deal. We tried to resolve it out of court. Now we're going to go to court, now we're going to present the evidence, now we're going to let the jury decide what it's worth. So that's what happens. Either settle on the right terms, or you go to court and you're going to get a judgment.