Personal Injury · Video Insight

3 Things Insurance Companies Use Against You After a California Car Accident

From the moment you report a claim, the insurer starts building a file. Three things go into it, and one of them is your Instagram.

What to expect

  • Your medical history
  • Your social media
  • Delays in treatment

People think if they tell the truth, they have nothing to worry about when talking to the insurance company. But that's a total lie.

What an insurer starts collecting the moment a claim is reported, and why the objective is usually to pay less rather than to refuse outright.

Video insight

This content is for general educational purposes only and is not legal advice. Court procedures, timelines and circumstances vary by case and jurisdiction.

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People think if they tell the truth, they have nothing to worry about when talking to the insurance company. But that's a total lie. The truth is, the second you report your accident claim to the insurance company, they start building their case against you. And they're looking for three main things you need to be aware of. First, your medical history. Listen, guys — if you've ever had a prior injury, even years ago, they're going to use that to try and argue your pain wasn't caused by the accident. Second, your social media. That photo from the family barbecue, that gym check-in, that vacation post — they will try to use it to argue you're not as injured as you claim. And third, delays in treatment. If you wait days or weeks to see a doctor, they'll argue you weren't really hurt, even if it was an innocent delay. Here's what no one talks about. If liability is not disputed, the insurance company isn't going to be looking for reasons not to pay you — they're going to be looking for reasons to pay you less. That's why what you do in the days and weeks after an accident can have a major impact on your case. If you've been injured, speak with an attorney immediately to make sure you are protected from day one. Contact us today for a free consultation. Know your rights, and protect yourself at all times.

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People think if they tell the truth, they have nothing to worry about when talking to the insurance company. But that's a total lie. The truth is, the second y...

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